The Lending Committee takes charge of the review and approval of the Banks loans and investments as well as other credit related issues. It assesses the viability of credit and investment proposals with specific attention to the appropriateness of the credit extension and risks involved. Proposals beyond its approval authority are endorsed to the Board. It also sees to regular credit reviews on a per account and portfolio bases, as well as assessments of credit policies and procedures, risk standard and when required, dissemination of credit manuals. The Lending Committee meets as often as necessary.