credit schemes


The main purpose of setting up these Credit Schemes is to provide appropriate and easily accessible rural loans to ordinary villagers or people in the informal sectors to start or improve existing small income generating business enterprises in both the rural and urban areas of the target district or industries, which they are unable to do so with the commercial banks for the following reasons;

  • Lack of previous experience in formal business sector
  • Lack of flexibility to respond to risks encountered
  • Lack of effective extension support services